SpentX Logo

Track Every Rupee Automatically.
Privately.

SpentX automatically tracks your expenses from bank & UPI SMS — no bank linking, no manual effort.

🚀 Launching soon • Android Only • India first 🇮🇳

Sponsored by Appamania

The Problem

Sound familiar?

Managing money shouldn't feel like a chore. Yet most apps make it one.

Where did my money go?

End of month surprises. You can't remember half your spending.

Manual entry is tedious

You tried expense apps before. They need too much work.

Privacy concerns

Linking bank accounts feels risky. You don't trust third-party access.

No clear insights

Even when you track expenses, you don't get actionable insights.

The Solution

SpentX reads your bank & UPI SMS to automatically log every transaction. No bank linking. No manual entry. No privacy compromise.

How It Works

Three steps to financial clarity

No setup complexity. No learning curve. Just install and go.

1

Receive SMS

You get a bank or UPI transaction SMS as usual. No action needed from you.

2

Auto Detected

SpentX instantly detects and categorizes the transaction — all on your device.

3

Insights Ready

View real-time spending insights, budgets, and trends — always up to date.

🔒On-device processing
🚫No bank login required
You stay in full control

Powerful Features

Everything you need, nothing you don't

Built for real people. Designed for simplicity. Engineered for privacy.

Automatic SMS Tracking

Every bank & UPI transaction logged instantly from your SMS. Zero effort required.

Smart Categories

AI-powered categorization that learns your spending habits. Customize to your preference.

Monthly Budgets

Set spending limits and get alerts before you overspend. Stay on track effortlessly.

Recurring Bills

Track subscriptions and recurring payments. Never miss a bill or forget a renewal.

Detailed Analytics

Beautiful charts and insights that show where your money really goes. Weekly & monthly views.

Offline-First + Cloud Backup

Works without internet. Optional encrypted cloud backup keeps your data safe.

Biometric App Lock

Protect your financial data with fingerprint or face unlock. Your money, your eyes only.

Categories

Organize your money, your way

Pre-built categories that cover your entire financial life. Fully customizable.

📉Expense Categories

🍽️Food & Dining
🛒Groceries
🚗Transport
🏠Rent & Housing
💡Utilities & Bills
🛍️Shopping
🎬Entertainment
💊Health
📚Education
✈️Travel
📱Subscriptions

📈Income Categories

💰Salary
💻Freelance
🏢Business Income
📈Investment Returns
🏦Interest
↩️Refunds
🎁Gifts

"Fully customizable categories — SpentX adapts to your spending, not the other way around."

Privacy First

Your data stays yours

We built SpentX from the ground up with privacy at its core. Not as an afterthought.

No bank account linking

We never ask for your bank credentials. Ever.

SMS processed on-device

Your transaction data never leaves your phone for processing.

Encrypted local storage

All data stored on your device is fully encrypted.

Cloud backup is optional

You choose if you want backup. When enabled, it's end-to-end encrypted.

You own your data

Export or delete your data anytime. No questions asked.

Be the First to Use SpentX

Join the early access list and help shape the future of private expense tracking.

📱 Launching on Android • India first 🇮🇳

🔒 No spam. We'll only email you about SpentX.